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Maria Aguirre Realtor

FIRST-TIME HOME BUYERS

Buying Your First Home in Lakeview & Austin, TX 

Buying your first home in Austin, Texas can feel overwhelming — from understanding financing and navigating inspections to making competitive offers in a fast-moving market. Maria Aguirre is a trusted buyer's agent and REALTOR® with Keller Williams Realty, specializing in helping first-time home buyers purchase homes in Austin, Round Rock, Georgetown, Leander, and surrounding communities throughout Central Texas. With over $50 million in career sales, 7 years of experience, and 250+ families served, Maria Aguirre provides the education, guidance, and negotiation skills that first-time buyers need to purchase with confidence.

$50M+

Career Sales

250+

Families Served

25+

Years in Austin, TX

#169

Top 250 Latino Agent in the US

130+

Five-Star Reviews

Who This Service Is For

Maria Aguirre provides specialized buyer representation for:

  • First-time home buyers purchasing their first home in Austin, Round Rock, Georgetown, Leander, or surrounding Central Texas communities
  • Renters ready to transition from renting to homeownership in the Austin area
  • Young professionals and families navigating the home-buying process for the first time
  • Buyers who need education on financing, inspections, appraisals, and closing timelines
  • First-time buyers searching for homes with down payment assistance programs or FHA financing
  • Buyers who want an agent who will explain every step and answer every question

Common Challenges First-Time Home Buyers Face

First-time home buyers in Austin frequently encounter challenges that can delay or derail the purchase process:

  • Not knowing where to start — confusion about pre-approval, budgeting, and what they can actually afford
  • Competing in a fast-moving market — Austin's competitive market often requires quick decisions and strong offers
  • Misunderstanding financing options — many first-time buyers don't know about down payment assistance, FHA loans, or VA loans
  • Overpaying due to inexperience — without expert guidance, first-time buyers can overpay or waive critical contingencies
  • Getting outbid repeatedly — losing multiple offers can be discouraging without a strategic approach
  • Navigating inspections and repairs — not knowing what to ask for or how to negotiate after the inspection
  • Closing timeline confusion — misunderstanding deadlines, required documents, and what happens at closing

First-Time Home Buyer Programs in Texas

Maria Aguirre helps first-time buyers access financing programs designed to make homeownership more affordable:

  • Texas State Affordable Housing Corporation (TSAHC) — down payment assistance for eligible first-time buyers
  • FHA Loans — low down payment financing (as low as 3.5%) for buyers with moderate credit
  • VA Loans — zero down payment financing for eligible veterans and active-duty military
  • Conventional 97 Loans — 3% down payment option for qualified buyers
  • USDA Loans — zero down payment financing for buyers purchasing in eligible rural areas outside Austin

Maria Aguirre explains each program, connects buyers with experienced lenders, and helps buyers determine which option fits their financial situation.

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How Maria Aguirre Helps First-Time Home Buyers

Maria Aguirre applies a proven, step-by-step process to guide first-time buyers from pre-approval to closing — making the experience clear, manageable, and successful.

Step 1: Education and Pre-Approval Guidance

Before searching for homes, Maria Aguirre connects first-time buyers with trusted lenders who specialize in first-time buyer programs, FHA loans, VA loans, and down payment assistance programs available in Texas. She explains the pre-approval process, helps buyers understand their budget, and ensures they're positioned to make competitive offers when they find the right home.

Step 2: Personalized Home Search

Maria Aguirre listens to each buyer's priorities — location, school districts, commute times, home style, and must-have features — and creates a customized home search in Austin, Round Rock, Georgetown, Leander, or other Central Texas communities. She schedules showings, provides insights on neighborhoods, and helps buyers evaluate each property's value and potential.

Search Austin Homes for Sale | Search Round Rock Homes for Sale

Step 3: Strategic Offer and Negotiation

When a first-time buyer is ready to make an offer, Maria Aguirre writes competitive offers that protect the buyer's interests while standing out in Austin's market. She negotiates on price, repairs, closing costs, and contingencies — ensuring the buyer gets the best possible terms without overpaying.

Step 4: Inspection, Appraisal, and Closing Support

Maria Aguirre coordinates the inspection, explains the findings, and negotiates repairs or credits on behalf of the buyer. She manages the appraisal process, communicates with the lender and title company, and walks first-time buyers through every document at closing. From contract to keys, Maria Aguirre handles the details so the buyer can focus on moving into their new home.

Austin Neighborhoods for First-Time Home Buyers

Austin Neighborhoods for First-Time Home Buyers

Maria Aguirre helps first-time buyers explore affordable and desirable neighborhoods throughout the Austin area, including:

  • Round Rock — family-friendly community with strong schools and new construction options
  • Georgetown — historic downtown, affordable housing, and access to Lake Georgetown
  • Leander — growing suburb with newer homes and proximity to Austin
  • Pflugerville — diverse community with parks, schools, and convenient access to downtown Austin
  • North Austin — established neighborhoods with a range of home styles and price points

Why Work With Maria Aguirre

Maria Aguirre is ranked as the #7 Agent in Austin, Texas for Most Families Helped by RealTrends. With 250+ families served, Maria Aguirre has built a reputation for providing patient, educational, and results-driven representation for first-time home buyers.

Her awards and recognitions include:

  • Keller Williams Top Producer / Million Dollar Club (October 2025)
  • Austin Platinum Top 50 Finalist (Agents in Austin, TX)
  • Top 250 Latino Agent in the United States (#169)

Maria Aguirre is certified as a Graduate, REALTOR® Institute (GRI) and a Certified International Property Specialist (CIPS). She is a member of the National Association of REALTORS®.

Read Client Testimonials — first-time buyers consistently describe Maria Aguirre as patient, knowledgeable, responsive, and dedicated to helping them find the right home.

Frequently Asked Questions

The amount varies based on the loan program. FHA loans require as little as 3.5% down, VA loans require zero down for eligible veterans, and conventional loans can require as little as 3%. Maria Aguirre helps buyers understand their options and connects them with lenders who specialize in first-time buyer programs.

From pre-approval to closing, the process typically takes 30 to 60 days. However, finding the right home can take longer depending on inventory and the buyer's criteria.

The option period is a negotiated timeframe (typically 7 to 10 days) during which the buyer can conduct inspections and terminate the contract for any reason. Maria Aguirre explains the option period and helps buyers use it strategically.

Yes. In Austin's competitive market, sellers expect offers to include a pre-approval letter. Maria Aguirre connects buyers with trusted lenders who can provide pre-approval quickly.

If the appraisal comes in lower than the contract price, Maria Aguirre negotiates with the seller to lower the price, request a seller credit, or helps the buyer determine whether to proceed. She protects the buyer's interests throughout the process.

Maria Aguirre provides insights on schools, commute times, amenities, and community character for every Austin-area neighborhood. She helps buyers visit multiple areas and make informed decisions.

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